Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. In the hospitality industry, it can be a constant challenge for owners to deliver exceptional food and service while maintaining profitability, which is why protecting your business from risks is essential. The list below provides an overview of the restaurant industry’s risks—helping you identify potential blind spots in your risk management and insurance programs.
- Equipment Breakdown
- Premises Liability Food And Product Liability
- Liquor Liability
- Business Interruption
- Automobile Exposures
While the proper risk management practices can reduce certain exposures, no system is 100 per cent effective in ensuring an accident-free workplace. As a result, it’s all the more critical to work with a qualified insurance broker to not only assess your exposures but also secure the appropriate coverage. To learn more, contact us today.
Make sure that your property and automobiles are insured properly. Review the coverages with a specialist at Access Insurance Group. Get advice, a quote or make a change anywhere in Alberta or in person at one of our locations in Edmonton, Stony Plain, Red Deer, Lacombe and Lloydminster.