Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another...
Business interruptions can occur after an anticipated or unexpected event that delays or disrupts a business’s normal operations. Incidents such as natural disasters, fires, cyberattacks or the loss of a critical supplier can halt operations for an extended period of...
At Access Insurance we’re committed to helping make insurance clear and simple to understand. From cyber security to home and landscaping safety tips, we’re your go-to resource for everything insurance related. Read our blog for the latest news as we send you tips on how you can protect yourself and your loved ones.
Did you know your location impacts your insurance? Location can play a role in different insurance rates, as risks vary by where you live or by where you keep your vehicle. In some cases, repair or replacement costs can vary as well. Here are some of the common types of insurance affected by location.
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Homeowners like you can be exposed to radon primarily from breathing it in along with the air that comes through these cracks and gaps. When you breathe in radon, radioactive particles from radon gas get trapped in your lungs, which can lead to lung cancer. Health Canada estimates that 16 percent of lung cancer deaths are related to being exposed to radon in the home.
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Don’t let your home become another statistic and suffer the devastating consequences of inadequate coverage in the event of a loss. We’ve compiled a list of elements to look out for to ensure your homeowner’s insurance policy meets your unique needs and can offer the best possible protection when disaster strikes.
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Hot days and swimming pools are a match made in heaven when enjoying some summer fun. Many homeowners add backyard pools as a way to entertain and beat the heat. However, it’s not all fun and games — adding a pool to your property also increases homeowner responsibilities.
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Did you know distracted driving convictions get treated as major convictions for personal and commercial insurance policies? According to the Insurance Bureau of Canada (IBC), distracted driving can be just as hazardous as driving under the influence. You’re also 23 times more likely to crash if you text and drive — one study even found that nearly 80% […]
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Whether you’re renovating the entire house, updating your kitchen or installing a new home theatre, here are three things you’ll want to do before you get started. 1. Get INto the details Your project may seem quick and easy, but make sure you’ve gone through the details before you start. For example: • Know the […]
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Spring is here, which means it’s time for a thorough, semi-annual maintenance check of your home. Many of these simple tasks can add years to the life of your home and prevent major repair headaches. Invest a little time now, and you’ll save money on repair bills and have more time to enjoy the summer! […]
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Nothing says, “I love you” like a sparkling diamond necklace or a designer watch. But in the event of a loss, learning you’re underinsured can cause big heartache. Additional coverage options can help, learn how: The BasicsStandard homeowners, condominium or renter’s insurance policies include a limited amount of coverage for jewelry and other valuable items. […]
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Obtaining coverage specific to your mobile home is essential. A standard homeowner’s insurance policy will not cover your liabilities in the same way a mobile home insurance policy will. If you own a mobile home, it’s important to know how your insurance protects you. Mobile Home Policies cover the following: Protection for improvements Loss of […]
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