Contact your independent insurance broker and ask for a
complete review of your policy to ensure all available discounts
have been applied.
Raise your deductible.
Insure both your car and home with the same insurance company
and you may qualify for discounts.
Not all cars are created equal; some cost less to insure
because of lower repair costs and resk of theft. Before buying,
ask your insurance broker about which vehicles have a lower cost
insurance rating.
Install theft deterrents on both your home and automobile
(alarm systems, vehicle immobilizers, etc.).
Report insurance fraud to Crime Stoppers. All calls are
anonymous and you may be eligible for a cash reward if your tip
helps an insurance company successfully investigate a fraud.
Avoid tickets. The better your driving record, the lower your
insurance premiums.
Avoid claims by preventing collisions. Yet, another reason not
to speed. Drive defensively, sober and awake.